TruBlend Undercover Concealer - L400 Classic Ivory by CoverGirl for Women - 0.33 oz Concealer

Anyone know how this is on dry mature skin, especially under eyes?

I’m very light/ pale, would go to the store and test it on my hand but my hubby doesn’t want me out right now, what color would you ladies suggest?

Is this product oil free?

Would caramel be a good contour for fair neutral skin? I tend to prefer a cool-toned contour.