The Total Money Makeover Updated and Expanded: A Proven Plan for Financial Peace

I've always been interested in my finances and my husband and I jointly manage our family's finances so we both know what's going on. A friend at church was talking about Dave Ramsey and I had never heard of him before so I decided to look him up and see what kinds of books he wrote. I found this book to be a popular choice of his and I didn't know how much of it would interest me so I ended up borrowing it from the library initially. I enjoyed his writing and found the information to be helpful so I decided to purchase my own copy to reference at home.The Total Money Makeover is a personal finance book written by Dave Ramsey. Ramsey is a financial expert as well as a Christian who has had his own money troubles in the past. He's overcome them and learned from his mistakes so he's passed along his wisdom in these pages. There are also many stories of people who have been in a tough spot financially who used this book to get themselves out of debt. This book is 237 pages long, contains 13 chapters, worksheets and a full index.I found this book to be helpful and I really enjoyed reading it! Dave Ramsey writes in a no-nonsense fashion and if he says something is stupid or a bad idea, he will say exactly that. He doesn't beat around the bush. He provides step-by-step information on getting yourself out of debt and what to do if you have a crisis while you are working on getting yourself out of debt (he also refers to Murphy's Law quite a bit so something will always happen). I like how he tells us what types of companies, funds, etc to avoid and what ones are good ones. Even though he knows a lot about investments, he doesn't provide extensive investment information in this book but he does give some information on what types of funds he thinks are best based on trends.I enjoyed this book so much that I told my sister about it and she said she wanted to read it too so I bought one for her and one for myself. I've told others about the book and I think it is helpful, no matter what your financial situation is. Some parts of the book didn't apply to us but I found the second half of it to be especially informative which is why I decided to buy a copy. Unless you already have millions of dollars in the bank and have all of your finances under control (retirement, investments, kids' college education, etc.), I think you'll find the information in this book to be useful.If you have a lot of credit card debt and loans and want to get your finances under control, I highly recommend this book. Even if you don't have a lot of debt but you want to find a smarter way prepare for your kids' college education, this is a great book to read. It's very informative and you can also borrow a copy from a friend or the library first before you buy your own. I'm glad I bought it because the small investment in this book has caused us to take a closer look at our finances and see what we can do better. Overall, I feel it's worth the money and time to buy and read this book so you have a financially-fit future!

Dave Ramsey's 'The Total Money Makeover' is a financial game-changer. This book doesn't just provide advice; it offers a step-by-step guide to transforming your financial life.Clear Action Steps:Ramsey's approach is practical and actionable. The book lays out specific steps to tackle debt, build an emergency fund, and invest wisely, providing a roadmap to financial success.Motivational Tone:The author's motivational and straightforward style keeps you engaged. It's not just about financial advice; it's about changing your mindset and taking control of your financial destiny.Proven Strategies:The strategies outlined in the book are tried and true. Many readers, including myself, have seen tangible results by implementing Ramsey's principles into their financial lives.Accessible for All:Whether you're a financial novice or someone with some knowledge, the book caters to all levels. The language is clear, and concepts are explained in a way that makes financial management accessible for everyone.'The Total Money Makeover' is a must-read for anyone looking to gain control of their finances. Ramsey's approach is not just about managing money; it's about transforming your financial future.

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"The Total Money Makeover: Classic Edition" is a game-changer when it comes to achieving financial fitness. Dave Ramsey's proven plan offers a clear and actionable roadmap to transform your financial life.The book's approach is refreshingly practical and straightforward. Ramsey's advice is rooted in real-world experiences and time-tested principles. From tackling debt to building an emergency fund and investing wisely, each step is explained with clarity and purpose.What sets this book apart is its emphasis on personal responsibility and discipline. The actionable steps are applicable to anyone, regardless of their financial situation. Ramsey's motivational tone and relatable anecdotes keep readers engaged and inspired to take control of their finances.Since implementing the principles from "The Total Money Makeover," I've experienced a newfound sense of financial security and confidence. The book's impact goes beyond just the numbers – it transforms mindsets and empowers individuals to make lasting changes.If you're ready to take charge of your financial future and embark on a journey to financial freedom, "The Total Money Makeover: Classic Edition" is an absolute must-read. It's a five-star guide that has the potential to change your life and put you on the path to financial success.